Keyword tag search: Idaho

Taking on Predatory Lending in Idaho

Thousands of Idaho residents are strapped for cash. The economic recession has devastated the lives of Idahoans across the state. As the need to make the dollar stretch increase, financial resources from traditional banks decrease.

Payday loan centers have seized an opportunity to profit from the misfortune of those in need.  Predatory lenders have lined the sidewalks of low-income and communities of color with promises of instant cash and no credit checks.  Having no available alternatives, residents are left to turn to payday loan centers for relief; but that relief keeps coming with a cycle of interest rates as high or higher than 520%. Continue reading »

Medicaid Matters in Idaho

Medicaid-Matters-ID-Cover
“Medicaid does more than provide health coverage and services for seniors, low-income  children and families, and people with disabilities. It is also an economic engine.”
An Alliance report released just last month details the growing need for medicaid coverage in the state, while lawmakers are continuing a trend toward reducing more critical services. The result is a stark economic impact on local economy should the cuts continue.
“Despite Medicaid’s importance to Idahoans, the state has begun to slash its investment in the program. These cuts are already resulting in people going without the health care they need. They are also beginning to unravel the system of community-based services that have helped thousands of Idahoans…”

Medicaid Matters in Idaho

Medicaid Matters to Idaho Counties: State Investment in Medicaid Means Jobs and Economic Activity

This report contributes to the public discussion of Medicaid and the state budget by providing county-by-county data on the contributions Medicaid makes to the economy and the quality of life in Idaho.

Click here to download the full report. Continue reading »

Idaho Community Action Network Calls for a Fair and Equitable State Budget

State legislatures are now in session. Lawmakers in nearly every state, including Idaho, are faced with budget shortfalls that will mean devastating cuts to the social safety net: health care, education, and services for immigrants. In response to this crisis, Idaho Community Action Network, an Alliance for a Just Society affiliate, kicked off a season of direct action to advance policies that increase revenues and preserve public programs that are critical to communities. Appropriately, they did so on Martin Luther King Day, a day when the message of social, racial, and economic justice is amplified. Continue reading »

Living wage jobs are scarce in Northwest and Colorado

The recently released 2010 Northwest Job Gap Study, Searching for Work that Pays looks at living wages in each county in Colorado, Idaho, Montana, Oregon and Washington. The study also compares the number of job openings paying a living wage to the number of job seekers in each state. The key findings are disturbing: 48% of job openings pay less than the living wage needed for a single adult. For working families, the situation is even worse: 81% of job openings pay less than the living wage needed for a family with two adults (one working) with two children.

These numbers are even more devastating when compared to the record profits that U.S. corporations are making. While millions are desperately trying to make ends meet, annual corporate profits hit an all-time high of $1.66 trillion according to a recent report from the Commerce Department.

The appalling disparities between people and corporations are brought to light by findings in this annual Job Gap study. The report calculates a living wage for a variety of family sizes, and then measures how many job openings pay that wage. Living wages are calculated for all counties in Colorado, Idaho, Montana, Oregon and Washington.

A living wage allows a family to meet its basic needs without public assistance and provides some ability to save money for emergencies and to plan ahead.

The report finds that in the Northwest and Colorado, the living wage ranges from $13.54 an hour ($28,171 a year) for a single adult in Montana to $29.95 an hour ($62,288 a year) for a single adult with two children in Colorado.

The report also finds serious shortfalls between the number of people seeking work and the availability of jobs that pay a living wage. This is known as the “job gap.”

The job gap ranges from 7 job seekers per living wage job opening for a single adult in Washington to 57 job seekers per living wage job opening for a family of four in Montana. The lack of living wage jobs forces families to make impossible decisions, juggling scarce dollars between buying milk for the baby or gas for the car.

For many in the Northwest and Colorado, public investments in families and communities are more important than ever. Yet supports like unemployment insurance, child care, and basic health are threatened by the public revenue crisis, while corporate profits continue to escalate.

Searching for Work that Pays: 2010 Job Gap Study

The 2010 Job Gap Study looks at the availability of living wage jobs in Colorado, Idaho, Montana, Oregon, and Washington. This report provides calculations of:

  • A living wage for all counties in Colorado, Idaho, Montana, Oregon, and Washington;
  • The percent of job openings that pay a living wage in each of these states; and
  • The ratio of the number of living wage job openings to the number of people looking for work.

Click here to download the full report. Continue reading »

Race Matters: Living Wage Jobs in the Current Economy

It’s always been tough for working families in the Northwest to make ends meet. The recession has made it even harder – and harder still for people of color, who have historically faced racial inequities in the job market. The economic crisis has only worsened these disparities in employment, wages, and income.

Race Matters shines the light on wage disparities faced by so many families of color in the Northwest and Colorado. It takes a close look at jobs that currently exist in the economy and asks whether these jobs provide wages that can actually support individuals and families. It then examines whether people of color in the region are less likely than white people to earn a living wage. Finally, the report makes recommendations for policymakers with a focus on improving access to high-quality jobs for people of color and raising the floor for everybody. Continue reading »

ICAN Demands Wells Fargo Change Overdraft System & Payday Lending Practices

On Tuesday, October 26th, members of the Idaho Community Action Network gathered outside of the Wells Fargo bank in Pocatello, Idaho to demand changes to the bank’s excessive overdraft system. Many Idahoans have experienced the pains of the economic recession and are in a state of discontent with Wells Fargo’s failure to address the financial crisis. “Due to the fees, my family and I had to let go of some things from the grocery store because we live paycheck-to-paycheck,” said Debra Maltos, a member of the organization. Continue reading »

Small Business Owners Use Their Stories to Educate Public on Health Care Reform

September 23 was an important day for health care–and an important day for small businesses. Exactly six months after the enactment of the Patient Protection & Affordable Care Act (PPACA), September 23 was the date on which a range of new insurance protections took effect. Across the country, small business owners from The Main Street Alliance, NWFCO’s national alliance of state-based small business coalitions, took the opportunity to speak up about how the law will help them and their employees. Continue reading »

NWFCO Launches The Justice Leadership Academy

Twenty-seven leaders from grassroots organizations in six states came together in Seattle during three very hot days in early July to launch NWFCO’s newest training program, the Justice Leadership Academy (JLA). Continue reading »

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